Informed.IQ

Fraud Prevention — USA, founded 2017 — https://informed.iq

About Informed.IQ

AI-powered fraud prevention and loan verification platform automating income, employment, and document verification for lenders and auto finance companies. Addresses synthetic identity fraud in consumer lending. Raised $63M from Invictus Growth Partners in May 2026.

Capabilities

Doc Verify · Fraud Score · Income Verify · Open Banking · Api

Deployment: API, SaaS — Target: Fintech, Enterprise, Auto Finance — Regions: NA

Certifications & Compliance

SOC2

How to evaluate Informed.IQ

Use this profile as a market-orientation record, not as a certification or procurement decision. For Fraud Prevention products, confirm the exact workflow, supported regions, deployment model, data handling, integrations, fallback paths, service levels, and current product boundaries directly with the provider.

Where a capability, certification, or market claim matters to a decision, ask for dated vendor-specific evidence and test it against the buyer's own requirements. Unknown fields should remain unknown rather than being treated as a negative or a positive. Compare alternatives in the Identity Stack Builder, review the comparison methodology, and use the identity and fraud glossary to align terminology before evaluating a shortlist.

Suggested evidence record

• Record the product and edition reviewed, the evidence date, and the source of each material claim.
• Map each required workflow and jurisdiction to a demonstrated capability rather than a broad category label.
• Document integration assumptions, decision thresholds, manual-review paths, accessibility needs, and failure handling.
• Separate provider assertions from independent testing, customer references, contractual commitments, and buyer-run results.
• Capture security, privacy, retention, residency, subprocessors, audit rights, and incident-response obligations.
• Recheck ownership, product scope, certification status, and commercial terms before the final decision.

A useful comparison also identifies what the profile does not establish. Directory inclusion does not prove effectiveness, regulatory suitability, implementation quality, or fit for a specific risk appetite. Preserve open questions and conflicting evidence in the evaluation record so that missing information cannot silently become an assumed capability.

Repeat the evidence check when the evaluated product, deployment, jurisdiction, ownership, or buyer requirement changes.

Market Signals

• 2026-09-27 — Informed.IQ secures $63M growth equity investment from Invictus Growth Partners [source]
• 2026-09-27 — Informed.IQ secures $63M growth equity investment from Invictus Growth Partners [source]
• 2026-08-17 — Desert Financial Boosts Auto Lending Efficiency by 66% via Informed.IQ and MeridianLink Partnership [source]
• 2026-08-17 — Desert Financial Boosts Auto Lending Efficiency by 66% via Informed.IQ and MeridianLink Partnership [source]
• 2026-08-12 — Desert Financial Credit Union Partners with Informed.IQ and MeridianLink to Transform Indirect Auto Lending, Boosting Funder Efficiency by 66% [source]
• 2026-08-12 — Desert Financial Credit Union Partners with Informed.IQ and MeridianLink to Transform Indirect Auto Lending, Boosting Funder Efficiency by 66% [source]
• 2026-08-12 — Desert Financial Credit Union Partners with Informed.IQ and MeridianLink to Transform Indirect Auto Lending, Boosting Funder Efficiency by 66% [source]

Full dossier at https://identitytechnologist.com/vendors/informed-iq.