A European payments requirement for authentication using at least two independent elements from knowledge, possession, and inherence categories, with transaction-specific dynamic linking where applicable. Exemptions and out-of-scope cases are subject to defined conditions.
Category: authentication. Part of the Identity Technologist Glossary — more than 200 practitioner-grade definitions covering identity verification, KYC/AML, biometrics, fraud prevention, and compliance. See all terms at https://identitytechnologist.com/glossary.